A Few of Our Clubs
New to Credit Union Members, is our Carnival Club. With this club you can enjoy the festivities, pay bills, or take that much needed trip with what you have saved.
Carnival Clubs can be opened anytime throughout the year. Contact us for more details.
Have you ever dreamed about sailing on one of those luxury cruise lines? Well stop dreaming, and make it a reality.
St. Thomas Federal Credit Union has an established Vacation Club for those members that are interested in making their dreams a reality or simply for the purpose of additional savings.
Vacation Clubs can be opened anytime throughout the year. Contact us for more details.
Education is the key to ultimate success. Recognizing this important factor, the Credit Union established an Education Club for members that are interested in preparing for their children's continued education or the purpose of additional savings.
Education Clubs can be opened anytime throughout the year. Contact us for more details.
Get into the spirit of giving during this holiday season by joining the Christmas Club.
Christmas Clubs can be opened at anytime throughout the year. Contact us for more details.
All Purpose Club
Saving for a special occasion, such as a wedding or that anniversary dinner? The All Purpose Club can be opened at any time throughout the year. Contact us for more details.
It'sMe247 Online Banking
With our Internet Teller, you can keep in touch with your credit union accounts any time, from any place life takes you! If you have a computer and a connection to the Internet, you can use Internet Teller to check balances, transfer money, and stay connected with your credit union accounts around the clock.
St. Thomas Federal Credit Union offers share certificates. Our rates are competitive and can be obtained from the staff by calling 340-774-1299, or by visiting our office. We look forward to doing business with you.
Interest on Shares (Annual Percentage Yield)
The Credit Union pays a dividend on a monthly basis, compounded daily. The rate of dividend that is paid at any period is determined by the earnings of the Credit Union; therefore, no rate of dividend is guaranteed.
The current dividend rate being paid on share and club accounts is 0.50% or 0.501% APY (Annual Percentage Yield).
The minimum balance required to earn APY is $10.00.
ATM & Debit Cards
Instead of writing a check, use your St. Thomas Federal Credit Union debit card!
Instead of writing a check, use your St. Thomas Federal Credit Union debit card! It looks like a credit card and is accepted like a credit card, but the transaction amount is automatically withdrawn from your share draft (checking account). That means no bill to worry about at the end of the month!
Use your debit card anywhere around the world where MasterCard is accepted. It is easier to use and more widely accepted than writing a check and is safer than carrying cash. The debit card also works as an ATM card and can be used to get cash.