Digital Banking: Bank Your Way, Wherever Life Takes You

September 11, 2026

Banking used to be a hassle. You had to drive across town, wait in line, talk to a teller and hope you had all the right paperwork with you, and because of branch hours, you might have had to leave work to do it.

But that’s the past. And while we love to see our members in person, coming to the branch for every banking need can be inconvenient.

St. Thomas FCU members have access to a better way to bank, whether that’s checking your balance, depositing a check or reviewing your statements. You can do all of that and more anytime, anywhere with the STTFCU mobile app and debit card.

If you haven’t explored everything they can do, here’s what you’re missing:

Your Credit Union, In Your Pocket

The STTFCU mobile app puts our credit union’s services in your hands, no matter where you are or when you need them, from your mobile device or computer.

  • Real-time balances and account history, so you always know where you stand
  • Mobile check deposit, as easy as snapping a photo with your phone
  • Account to Account (A2A) transfers, so you can easily move money between your STTFCU accounts one-time or on a schedule
  • Loan management, so you can apply, make payments and check your current rate any time
  • Card controls, to report a card lost or stolen in seconds and keep your finances safe
  • Text and email alerts, so you always know when a transaction goes through
  • Online support, so you can contact our team at the click of a button
  • CU*Talk, telephone-based banking so you’re connected even without Wi-Fi

It’s secure by design too, with encrypted login and automatic timeouts protecting your information every time you log in.

Say Goodbye to Paper Statements

Did you know there’s a faster and more secure way to stay up to date on your accounts than waiting for paper statements in the mail?

Enrolling in eStatements through STTFCU digital banking means your statements are instantly available to view or download online, with no stack of paper records to add to every month. Setting up eStatements only takes a minute or two and makes it easier than ever to get a full view of your accounts. Not to mention that it saves a few trees.

What Your Debit Card Can Do That Cash Can’t

It’s easy to default to cash for the small stuff, like your morning coffee or a cab, but your STTFCU Mastercard® debit card has more than a few features that cash doesn’t.

  • It works online, and still gets you actual cash at fee-free ATMs when you need it. Plus, you can find an ATM easily in the app.
  • If your card is lost or stolen, you’re not out of luck. Report it in the app and we can shut it down immediately, then get you a new one printed and ready at the branch the same day with Instant Issue.
  • Every transaction appears in the app in real time, so keeping track of your spending doesn’t mean saving receipts.

Your STTFCU debit cards gives you better security, more visibility and more flexibility than cash. And unlike a credit card, every swipe is money you already have, with no interest and no bill coming later.

Get Started with Digital Banking

It’s easy to take advantage of all the digital banking benefits available to you as a St. Thomas FCU member. Just download the app from the App Store or Google Play, or log in online to get started.

Message and data rates may apply. Features may vary by device. Fees may apply for Instant Issue debit cards depending on the reason for issuance.