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St. Thomas FCU Unsecured Loans: Flexible Funds, No Collateral

An unsecured loan gives you money for life’s bigger needs without pledging collateral (like a car or savings). Approval is based on your overall picture—like credit history, income and existing debts—so you can borrow what you need with a fixed rate, fixed term and a predictable monthly payment.

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Why Members Choose an Unsecured Loan

  • No collateral required: Nothing to pledge or title to gather
  • Fast access: Fewer documents than many secured loans
  • Versatility: Unsecured loans can help with debt consolidation, home projects, medical bills, education costs and much more
  • Simple to manage: One payment each month; pay off early anytime

* Missed payments can lead to late fees and may affect your credit. If money gets tight, talk to us early. We’re here to help you stay on track.

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St. Thomas FCU Unsecured Loan Details

  • 1

    Membership required (open an account with us first)

  • 2

    Loan amounts: up to $30,000*

  • 3

    Fixed monthly payments for the term that fits your budget

  • 4

    Apply online in minutes, or visit/call and we’ll walk you through it

* Loan subject to credit approval. Restrictions may apply.

Become a member, then apply online!

Joining STTFCU is the best step you can take toward flexible, affordable borrowing on St. Thomas.

Online

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In Person

Allen A. Canton Building
5027 Norre Gade
St. Thomas, VI 00802-6749

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By Phone

Call 1-340-774-1299

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