Revolving Credit Loans

Revolving credit gives you access to a reusable credit line up to a set limit. You can borrow, repay and borrow again without applying for a new loan each time. Think of it like a credit card you draw from when you need to, then pay down to free up available credit again. If you carry a balance, you’ll have a minimum monthly payment, and paying more reduces interest and restores your available credit faster.

How the STTFCU Revolving Credit Loan works:

*Loan subject to credit approval. Restrictions may apply.

Is Revolving Credit Right for Me?

Choose a Revolving Credit Loan when you want flexibility over time. However, you can choose a Personal (Unsecured) Loan when you prefer a fixed amount, fixed term and the same payment each month. Not sure what you need? Contact us, and we’ll help you figure it out!

Become a member, then apply online!

Joining STTFCU is the best step you can take toward healthier, more affordable borrowing on St. Thomas.

Online

Stay connected to your accounts at anytime

In Person

Allen A. Canton Building
5027 Norre Gade
St. Thomas, VI 00802-6749

By Phone

Call 1-340-774-1299