The Application Process:
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Apply online or visit us, we’re happy to help!
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Provide documentation for the need (e.g., medical, birth, or death records; storm-related estimates/receipts).
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Get a decision quickly, choose a term that fits your budget and repay in fixed monthly payments.
Questions as you go?
Call us, we’re glad to walk through it with you.
Loan Tip:
If you need a smaller, short-term option, ask about our Payday Alternative Loans (PALs): A regulated, lower-cost alternative to payday lenders.
Emergency Personal Loan Info
- Amount: up to $3,000
- Eligibility: STTFCU membership required
- Documentation: required for medical, birth or death needs (and similar emergencies)
- Approval: subject to credit review and credit union policies
It’s Hurricane Season…
When major storms affect our community, we may activate a special Emergency Relief Loan with tailored terms. Check our Event Calendar and News pages or call us for current availability.
Become a member, then apply online!
Join the credit union built by and for St. Thomas, and get the support you need when it matters most.
Online
Stay connected to your accounts at anytime
In Person
Allen A. Canton Building
5027 Norre Gade
St. Thomas, VI 00802-6749
By Phone
Call 1-340-774-1299