Facebook Instagram Linkedin

St. Thomas FCU Share (Savings): Build Your Future With Us

Since 1952, St. Thomas Federal Credit Union has helped our neighbors across the Virgin Islands save with confidence: One paycheck, one goal and one proud milestone at a time. With local guidance, modern tools and member-first service, a St. Thomas FCU share (savings) account makes it simple to put money aside and watch it grow.

What is a Share (Savings) Account?

A share (savings) account is the foundation of your STTFCU membership and your ownership in the credit union. When you open a share (savings) account, you’re not just saving money; you’re becoming a member-owner of our credit union. Your deposits are safe, convenient to access and earn dividends (similar to interest). Because we’re a cooperative, profits are returned to you and not outside shareholders.

Don't forget:

Your deposits with us are federally insured by the NCUA up to $250,000 per depositor, per institution.

Why Save with STTFCU?

  • Member-first returns: Dividends on (savings); competitive options for every stage
  • Easy access: Transfer money between accounts, set up direct deposit and view eStatements online or in-app
  • Automatic habits: Schedule recurring transfers so saving happens even when you’re busy
  • Start early: With a Junior Share (Savings) Account, our young members learn how and why to save
Apply Now

Junior Share (Savings) Accounts (For Young Members)

Junior Savings Accounts (For Young Members)

Help kids build smart money habits from day one. A Junior Share (Savings) Account at STTFCU gives young members a simple way to set goals, make deposits and watch their balance grow, with guidance from parents/guardians and the STTFCU team.

Money 101: What's the Difference Between Share Draft (Checking) and Share (Savings)?

Check out our Money 101 article to learn how share draft (checking) handles everyday spending while savings protects your goals, and why both accounts are important to your financial wellbeing.
Read The Article

A little extra encouragement:

If a Junior Share (Savings) account has been open for more than three months and maintains a balance of $50 or more, STTFCU will provide a $25 reward card the young saver can redeem at the branch. Celebrate saving with extra savings!

STTFCU Savings Book

Make saving visible and tangible with an STTFCU Savings Book. It’s a sturdy booklet with folders to tuck away cash as you go. Fill the pockets and track your progress up to $5,000. We’ll launch the program in December so you can start fresh in January. Come by the office to pick up your Savings Book and join the fun.

Why members will love it:

  • Turns savings into a hands-on habit
  • Perfect for families and young savers
  • A motivating way to start the new year strong
Get a Book Today

Ready to Open a Share (Savings) Account?

Join the credit union that’s been helping our community save since the 1950’s.

Online

Stay connected to your accounts at anytime

Open An Account

In Person

Allen A. Canton Building
5027 Norre Gade
St. Thomas, VI 00802-6749

Show On Map

By Phone

Call 1-340-774-1299

Call Today